Our thoughts and prayers go out to everyone impacted by this pandemic. We hope for a quick return to normal very soon. During this time, our offices have remained open and our team has been working diligently. With increased volume due to low rates and FNMA's recent changes in appraisal guidance, we understand the unusual stress this has put on lenders and appraisers. We are standing by to help keep things moving as smoothly as possible until this thing is behind us all.